While information is the foundation of our ability to provide superior
service, our most important asset is our customers' trust. Keeping
customer information secure, and using it only as our customers would
want us to, is a top priority for all of us at Capital Provider
Group Inc.
1. We will safeguard, according to strict standards of security and
confidentiality, any information our customers share with us.
2. We will limit the collection and use of customer
information to the minimum we require to deliver superior service
to our customers, which includes advising our customers about products,
services and other opportunities, and to administer our business.
3. We will permit only authorized employees, who are
trained in the proper handling of customer information, to have access
to that information. Employees who violate our Privacy Promise will
be subject to our normal disciplinary process.
4. We will not reveal customer information to any
external organization unless we have previously informed the customer
in disclosures or agreements, been authorized by the customer, or
are required by law.
5. We will always maintain control over the confidentiality
of our customer information. We may, however, facilitate relevant
offers from reputable companies. These companies are not permitted
to retain any customer information unless the customer has specifically
expressed interest in their products or services.
6. We will tell customers in plain language initially,
and at least once annually, how they may remove their names from
marketing lists. At any time, customers can contact us to remove
their names from such lists.
7. Whenever we hire other organizations to provide
support services, we will require them to conform to our policy standards
and to allow us to audit them for compliance.
8. For purposes of credit reporting, verification
and risk management, we will exchange information about our customers
with reputable reference sources and clearinghouse services.
9. We will not use or share - internally or externally
- personally identifiable medical information for any purpose other
than the qualification of a customers eligibility, or as disclosed
to the customer when the information is collected, or to which the
customer consents.
10. We will continuously assess ourselves to ensure
that customer privacy is respected.
Online Privacy Policy
Welcome to Capital Provider Group Inc. In addition to
our points set forth above for customers, this Online Privacy Policy
explains our policy regarding any personal information you might
supply to us when you visit our site. Our goal is to protect the
information you provide us via the Internet in the same manner that
we protect information that you provide to us over the telephone,
and through the mail.
You may visit this site and find out about our products
and services, or use other value-added services available on this
site, such as the downloads, without giving us any personally identifiable
information about you.
You also may visit this site and, through your use
of this site, provide us with personally identifiable information
about you. This Online Privacy Policy explains the categories of
personally identifiable information collected on the site, and the
categories of third parties to whom we may disclose that information.
Categories of Personal Information We May Collect At This Site
Information we receive from you when you submit the online personal
loan application at our site, such as, but not limited to, your name,
address, social security number, telephone number, email address,
income and occupation.
Your email address if you sign up to receive our newsletters
and information about our products and services.
Categories of Third Parties With Whom We May Disclosure
Your Information
Our Affiliates
Our affiliates are the family of companies which offer services through
Capital Provider Group Inc. Affiliates to whom we may disclose personal
information about you are in several different businesses, including
but not limited to banking, credit cards, consumer finance, securities
and insurance, private equity investors and developers. Our affiliates
may change from time to time as we explore options better tailored
to our clients needs.
Non-affiliated Third Parties
Nonaffiliated third parties are those not part of the family of companies
directly offering services through Capital Provider Group Inc. We
may disclose personal information about you to the following types
of nonaffiliated third parties:
Financial services providers, such as companies engaged
in banking, credit cards, consumer finance, securities and insurance.
Non-financial organizations, such as companies engaged
in research, direct marketing and the selling of consumer products
and services.
Credit reporting agencies.
Cookies
In order to provide better service, we will use a "cookie," which
may be set by another company for us. A cookie is a small piece of
information that a web site stores on your web browser that can later
be retrieved by the same web site. The cookie used by this site cannot
be read by another web site. We use cookies for administrative purposes
and to enhance your online experience. For example, we may use cookies
to track the number of users of the site or to enable us to present
rotating information to you at our site. You can set up your web
browser to inform you when cookies are set or to prevent cookies
from being set.
When you click on a link contained on this site, you
may leave this site and go to another web site maintained by
Capital Provider Group Inc, or possibly a non-affiliated third party. Linked
sites maintained by Capital Provider Group Inc may have their own cookie
policies. Linked sites maintained by non-affiliated third parties
may have a cookie policy different from that of Capital Provider Group
Inc and/or its affiliates.
Access
Information that you provide to us online, and in your online personal
or business loan application, may be accessed and changed by calling
our customer service line. We currently do not have an option where
you can update your information online. To protect your privacy,
proof of identity or other authentication is required.
Changes to Our Online Privacy Policy
From time to time, we may change our Online Privacy Policy. The effective
date of this Online Privacy Policy, as stated below, indicates
the last time this policy was revised or materially changed. Checking
the effective date below allows you to determine whether there
have been changes since the last time you reviewed the policy.
Effective Date
The policy was last modified April 5, 2011. This Online Privacy
Policy is our only legally binding privacy policy for this site.
Capital Provider Group Inc Privacy Promise for Consumers
Safeguarding Your Privacy
Noticeably the information obtained and stored by Capital Provider
Group Inc from the online application and other online
forms - your name, home address, email address, phone number, social
security number and other personal and financial information - is
private and personal. Safeguarding this information is Capital
Provider Group Inc’s utmost priority, a non-negotiable promise from us to you.
So, to maintain this commitment to your privacy, Capital Provider Group
Inc adheres strictly to the Capital Provider Group Inc Privacy
Promise for Consumers. In essence, the Capital Provider Group Inc Privacy
Promise means: We will not reveal your personal or financial information
to other organizations unless we are authorized to do so, or required
by law. We will not sell such information under any circumstances.
Your name, home address, email address, phone number, social security
number, other personal and financial information are secured at this
site and cannot be accessed by anyone, including any unauthorized
Capital Provider Group Inc employee. Capital Provider Group Inc uses the
latest security technology, Secure Socket Layer (SSL) to protect
your information and transmissions between you and Capital Provider Group.
Physical Security
Capital Provider Group Inc has retained the most secure
environment available at a third-party site, where security personnel
monitor the system 24 hours a day and access to servers requires
multiple levels of authentication. Capital Provider Group Inc’s secure
network infrastructure includes the following components: Firewalls,
Intrusion detection, Private addressing, Sanitized systems, SSL and
Firewalls
All access to the application network must go through these firewalls.
Additional firewalls are used to secure access to the Capital Provider
Group Inc’s database from the application servers.
Intrusion Detection
Capital Provider Group Inc’s entire production network
is monitored and policed for intrusion attempts 24x7.
Private Addressing
Capital Provider Group Inc’s application network uses
private IP addressing, which protects servers that do not require
access to the Internet.
Sanitized Systems
The machines on the Capital Provider Group Inc’s network
run only the minimum set of services required to operate Capital
Provider Group Inc's applications.
SSL
Transmission between browsers and our Web server is
implemented using Secure Socket Layer (SSL) technology. Transmission
between you and Capital Provider Group Inc is encrypted using public
key cryptography algorithms with a minimum key size of 128 bits.
Capital Provider Group Inc employs GeoTrust technology to provide this
service, and is recognized as a GeoTrust Secure Site.
Audits and Inspections
Capital Provider Group Inc’s security infrastructure
is regularly audited and inspected by industry-leading firms that
specialize in security processes and technologies. |